Addendum Financial Technologies is excited to announce the launch of Addendum Flex, the new name for what was previously Addendum Selective Receivables Finance.

For our existing clients, this change signals continuity rather than disruption. Your services remain in place, and day-to-day operations continue as usual. What has evolved is the brand. As this division grows within Addendum, we are positioning it more clearly, supported by an expanded suite of receivables finance products.

Why Flex?

Receivables finance as a funding solution, has always been about creating liquidity on your terms. Flex reflects this philosophy, emphasising adaptability in meeting the working capital needs of corporates in diverse industries across South Africa and Africa.

Built on the same secure, automated platform that our clients know and trust, Addendum Flex expands on our original selective receivables offering with four distinct products. Each has been designed to give CFOs and CEOs greater choice in how they release liquidity and manage supplier relationships.

The Flex Product Suite

Flex Open

Transparent receivables funding, with your customer in the loop.

Disclosed receivables discounting where buyers are notified of the financing arrangement. Ideal in industries where disclosure is standard practice and where transparency can unlock more efficient funding.

Flex Quiet

Confidential liquidity, without customer involvement.

Receivables finance that allows companies to access funding discreetly, without customer involvement. This option is best suited for businesses that prefer confidentiality and wish to retain full control over their funding decisions.

Flex Anchor

Buyer-backed receivables finance, supporting your key customers.

A programme where buyers help suppliers (our clients) by confirming invoice data directly to Addendum Flex. This ensures that suppliers can access early payment with confidence, while buyers strengthen their supply chain without committing to a complex buyer-led programme.

Flex Tailor

Bespoke receivables finance, built around your needs.

A fully customised solution for corporates with complex requirements, offering maximum flexibility to support evolving liquidity strategies.

Building on a Proven Foundation

Our receivables finance approach remains true to its origins:

• On-demand liquidity, without adding debt.
• Full control over which invoices you sell and when.
• Seamless, paperless processing through a secure digital platform.
• Balance sheet friendly, improving cash flow and reducing Days Sales Outstanding.*
• Flex represents both continuity and growth. It preserves the efficiency and security our clients value while opening new options for strategic liquidity.

* Except for performance and fraud

Looking Ahead

Addendum Flex signals a new chapter in our commitment to helping South African and African corporates unlock working capital in ways that are transparent, efficient, and fit for purpose.

We invite CFOs, CEOs, and finance leaders to explore with us which Flex solution best aligns with your business’ needs.