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Bridging The Liquidity Gap For African Businesses
We help businesses unlock working capital and accelerate growth with innovative technology-driven solutions made for South Africa and Africa.
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Omnia
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Arcelor-Mittal White
Tourvest White
Richards-Bay-Minersals White
Pioneer Food White
Pick-n-Pay White
Omnia
Mr-Price White
Dischem White
Barlow-world White
Arcelor-Mittal White
About

Addendum was started in 2014 by a group of people from different financial sector backgrounds who shared a common dream: one of challenging the status quo. The inflexibility and opaque nature of our market needed to be changed to benefit all businesses, big and small. Addendum developed a simple structure to realise this dream: standardised terms to make offers directly comparable, enabling price competition. This offers real-time, online execution which is efficient, convenient for users and keeps transaction costs down.

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Awards
2024
Working Capital Awards Category Winner:
Best Use of Supply Chain Finance
and GOLD AWARD Working Capital
SCF Community Awards Category Winner:
Innovation in Approved Payable Financing
and GOLD AWARD
2023 Category Winner:
Manufacturing and
Building & Construction
2022 Category Winner:
Technology and Telecom and
Best Working Capital Funding Solution
2020 Category Winner:
Manufacturing and Industrial
2019 Category Winner:
FMCG – Food and Beverage
2018 Category Winner:
Retail and Apparel
2016 Category Winner:
Manufacturing and Industrial
Addendum | Supply Chain Finance
Addendum | Funding Solutions
Addendum | Selective Receivable-Finance

Supply Chain Finance
from Addendum.

 

Our innovative multibank platform and award-winning solution has made Addendum Africa’s supply chain finance leader.

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Supply Chain finance gives a competitive advantage

Flex Receivables Finance 
from Addendum.

 

Freeing up working capital in businesses by allowing them to select which debtor invoices to sell in order to keep cash flowing into the business.

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Receivables Finance
Our Awards
Mr Price Awards Logo Double Gold
Mr Price Awards Logo Double Category Winner
Omnia Award Logo Addendum
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Richards Bay Minerals Awards Logo
Pick n Pay Awards Logo
Tourvest Award Logo Addendum
Distell now Heineken Award Logo Addendum
Dischem Award Logo Addendum
Arcelor Mittal Award Logo Addendum

Testimonials  |  View all

Arcelormittal & Pick n Pay
Addendum Supply Chain Finance
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This is not an IT implementation, it’s not a financial implementation, it’s not a legal implementation. It is all of it: it’s a total business implementation done by Addendum.

H PRETORIUS
GLOBAL AWARD-WINNING PROGRAMME
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If you decide to own your supply chain and the costs and benefits associated with it, then Addendum is the right partner to help roll out and support your supply chain finance programme. Addendum’s Procurement Services offering is absolutely unique. Their knowledge and professional approach support all parties in decision making. Their international awards are testimony to their personal and professional credibility. I can recommend them wholeheartedly.

GERHARD ACKERMAN
Group finance
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About Addendum

Addendum is Africa’s leading Supply Chain Finance and Invoice Funding provider, using advanced technology to transform business liquidity and efficiency.

Our mission is to unlock working capital and liquidity to accelerate growth for South African and broader African businesses through inclusive finance and technology-driven innovation. We believe that a small change to your business strategy – an addendum – can open a world of potential for your business.

Please contact us for more information about how we can unlock value for your business.

Contact

Get in touch.

Please contact us for more information about how we can unlock value for your business.

Contact details

+27 21 100 4300
enquiries@addendum.co.za

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About Addendum

Addendum is Africa’s leading Supply Chain Finance and Invoice Funding provider, using advanced technology to transform business liquidity and efficiency.

Our mission is to unlock working capital and liquidity to accelerate growth for South African and broader African businesses through inclusive finance and technology-driven innovation. We believe that a small change to your business strategy – an addendum – can open a world of potential for your business.

Contact us for more information about how we can unlock value for your business.