Historically, banks have dominated short- and long-term funding to South African corporates. However, the institutional market of life insurers, hedge funds and asset managers control a larger funding pool than banks. Before Addendum, these institutions had limited opportunity to fund corporates directly. But that is no longer the case! Addendum’s patented funding solutions platform enables corporate customers to compare the relative cost of borrowing and total funding available from a range of funders – all in one convenient place. The platform gives customers the freedom to choose a borrowing rate that works for them and then transact in a secure and confidential environment.